Why an Integrated Workplace Safety and Wellness Program Is Best

Employees are a business’s most valuable asset and keeping them safe and healthy should be a priority for any company. Many businesses have a workplace safety program and a wellness program, but the two programs operate independently of one another – but should they? There are some compelling reasons to integrate the two so that employees can benefit from a more global, holistic approach to staying safe and healthy on the job.

To adequately address health and safety issues, companies need to look not only at whether an employee is performing their job safely but whether they’re healthy and fit enough to do their job without a high risk of injury. Issues like obesity, poor physical fitness and inadequate nutrition make it harder for employees to carry out certain tasks in the workplace.

The link between health and safety

According to research published in the American Journal of Public Health, people who are obese are at higher risk for occupational health issues and injuries. When obese staff are exposed to chemicals on the job, they’re at higher risk for occupational asthma and heart and lung issues compared to a non-obese person. They’re also at greater risk for ergonomic issues and bio-mechanical problems including carpal tunnel syndrome. If companies focus on workplace safety without addressing the obesity issue, the bigger problem remains. A unified approach that integrates occupational safety measures with wellness initiatives that emphasize good nutrition and weight control provides a more effective solution to the problem.

There’s also the issue of back injuries. Back injuries are one of the most common workplace safety issues, and people who are overweight and physically unfit are at higher risk for injuring their back on the job. Most back injuries occur as a result of lifting objects at work and ergonomic issues. Although it’s not possible to prevent all work-related back problems, integrating wellness with safety by emphasizing regular exercise to strengthen muscles in the lower back can reduce back injuries. Integrating workplace safety and wellness offers a more well-rounded approach to preventing back injuries.

What part does wellness play in safety? Wellness programs that focus on stress reduction, smoking cessation and alcohol and drug-related issues are also important for workplace safety. According to a study published in a Canadian publication called The Daily, smokers are at greater risk for being injured at work compared to non-smokers. Among women, the risk was nearly double. Stress does more than just affect employees psychologically – it increases their risk of being injured on the job. Employees who are under stress at home or at work are distracted and less able to focus on doing their job safely. Integrating stress management into a workplace safety program can help reduce the number of injuries and motivate employees to be more productive. Nutrition is another factor that a workplace safety and wellness program should address. Employees who start their day with only a cup of coffee are more prone to blood sugar drops that can lead to workplace injuries. Good nutrition is an integral part of any safety program.

There’s another benefit of merging wellness and workplace safety. Employees are less likely to participate in programs that address workplace hazards than they are wellness programs that focus on personal benefits. Integrating the two makes it more likely that employees will take part.

The bottom line

Combining workplace safety with wellness has a number of benefits for both employees and employers. Most importantly, it helps to create a safer, healthier and more productive workplace – and that’s something every company should strive for.

Really, Really Complex Products: Is PLM Software The Solution?

There are a lot of products out there that need product managers. However, there is a special class of products that needs a special type of product manager – the really, really complex product. These things have too many parts and subsystems for any one person to keep straight. Maybe it’s time to bring in the big guns: Product Life-Cycle management software?

What The Heck Is A PLM Package?

Remember those big ERP software packages that every company seemed to be running around and installing in the 90?s? Well guess what, a PLM package is sorta the same thing, but it’s focuses on managing really big products. The purpose of installing and using a PLM system is to allow a product manager to manage just about every part of his / her product’s life-cycle. This starts with the concept / design phase, goes to manufacturing, into maintenance and (depending on the product) may even include managing its eventual disposal. Generally speaking, PLM packages contain three separate components that are designed to automate the development and eventual production of products:

A CAD system that allows the product to be designed in detail. This allows each of the components that makes up the product to be inventoried and tracked.
A digital manufacturing system which allows your firm to simulate how they are actually going to manufacture the product (it’s a lot less expensive to simulate first, and then build-out the factory second)
A Product Management Data System (PDMA) which provides you with a single place to put everything associated with your product: CAD drawings, parts lists, specifications, etc.
So What’s Wrong With PLM Solutions?

I can almost hear the little gears in your Product Manager head clicking as you come to the conclusion that one of these really expensive PLM systems is exactly what you need your company to get their hands one. Hold on a minute. It turns out that, as with everything else in life, a PLM solution is not the silver bullet solution that you might initially think that it is. It turns out that there are three main problems that can pop up when you use one of these systems:

Software Compatibility: this is a tricky issue that can show up and bite you at any time. If one half of your team designs your blue widget using v3 of the PLM CAD program and the other uses v4, there’s a good chance that the two parts won’t fit together. This is the problem that caused Airbus’ A380 superjumbo airplane to be delayed for two years.
Missed Errors: since the PLM system allows you to live in a virtual world, product managers stop creating real products for testing. This means that errors in design can be missed that won’t be caught until manufacturing has already started.
Bad Data: the ability to maintain a data warehouse that is both current and accurate and which does not contain any bad data can easily turn into a full-time job.
What All Of This Means For You

Every product manager would like to have a dedicated assistant. When you are responsible for a very complex product, this becomes an even greater desire. Sadly such assistants are few and far between. However, the good news is that PLM software packages can provide you with a lot of what you are looking for. However, these sophisticated product management tools come with their own set of challenges. Issues such as software compatibility, testing products, and the scourge of bad data can interfere with the successful launch of a new product.

Avail Ready Finance For Business Through Quick Commercial Loans

Business people always require finance either for starting a new venture or for expanding the older one. The finance must come to them easy and quick. Considering their urgent requirements, loan product quick commercial loans has been specifically designed. Business people can utilize quick commercial loans for making investments in infrastructure, buying products and services, starting new project or expanding the established one.

Business people are required to furnish some details of their business before the quick commercial loans deal takes place. They are supposed to give audited financial statement of last 3 years in case of starting a new business. For expanding the business, lenders may ask business financial statements, balance and profit-loss statements. Lenders would like details of owners, partners and stockholders of the business as well.

Business persons can avail quick commercial loans either in secured or unsecured form. To take secured quick commercial loans, also called commercial mortgages, borrowers should place commercial property with the lender as collateral. With the loan secured, lenders provide business people quick commercial loans anywhere in the range of £50,000 to £50,000,000. Larger loan will depend on the higher equity in the collateral.

Because of the secured nature of the loan, interest rate remains lower on quick commercial loans which infect can be brought down once the borrower compares different loan packages. The interest rate comes in variable and fixed options. Under fixed rate, interest rate and monthly installments amount are predetermined and borrowers know how much they have to pay and thus they can plan the loan. The interest rate in variable option can change any time according to the market and borrower may be paying higher rate if it goes up.

There is a larger and comfortable repayment period of 12 to 25 years to the borrowers in case of secured quick commercial loans. The loan amount and repayment duration, however, should be chosen carefully keeping one’s financial capacity in mind.

For availing unsecured quick commercial loans, borrowers should produce concrete proof of their repayment capacity and business profile. Credit score of these borrowers counts a lot in settling the loan deal.

Even if you are labeled as bad credit, availing quick commercial loans should be no problem provided you have a plan of loan repayment laid down before the lender to win his confidence. Make efforts to take your credit score closure to acceptable level of 720 in FICCO scale which ranges from 300 to 850. A credit score of 580 and below is considered as bad credit. Have your credit report checked and make it error free and also pay off your easy debts to show improvements in credit score.

Apply for quick commercial loans online as this way, out of numerous loan offers; you can pick up the one having lower interest rate.

Quick commercial loans become an instrument of sound financial health for business people if a lot of thought goes into availing it. Be particular in paying monthly installments at due date.